Our simple online system will give you life insurance quotes, critical illness quotes or income protection from the whole of market. This allows you to compare all UK top brand companies to get the best and cheapest cover. Term life insurance is a protection policy which provides a lump sum or monthly benefit. This is paid to the beneficiary in the event of death during the term of the policy. Term Life policies are over a fixed period with normally a guaranteed or re viewable premium. This is paid by the life assured on a monthly or annual basis. Term life insurance can be taken out to cover a mortgage or loan and is normally set up to benefit the remaining family in the event of the life assured death. The benefit amount can be taken out as a level term cover or as decreasing cover.. This is sometimes called mortgage protection. Life Insurance can be personal cover or paid for by your company such as a relevant life insurance. Please speak to one of our qualified advisors for more information on or use our online system and get covered today.
Critical illness insurance is a benefit which can be added to a life insurance policy using our online system. Critical illness insurance pays the life assured a benefit on the diagnosis of a critical illness outlined within the policy. Companies vary, so its important to read the key facts document when taking out a policy. You need make sure you are well aware of what is covered. Critical illness cover can be taken out as a stand alone policy. However it will normally be part of term life insurance or a mortgage protection policy. Using our simple online quote system you can search and compare prices of for critical illness cover and term life insurance. Critical illness cover is always more expensive than life insurance as its generally claimed on more often. Policies vary quite a lot between the various companies, but all polices we quote are from top brand UK companies. UK Companies offering critical illness cover all have to abide by the ABI standards of best practice. All prices given with our online system are based on a healthy applicant and are subject to underwriting. Please speak to one of our qualified advisors for more detail. Or use our online system to get a quote.
Income Protection is a policy taken out to cover your income if you are unable to work due to illness. Many people will take this out to cover their loss of income or to cover mortgage payments. The benefit is paid as a monthly sum and is calculated as a percentage of your income. It can also be used to specifically cover your mortgage payment. Income Protection will often be taken out along side a life and critical illness policy. As although these will pay off your mortgage, you may not have an income to cover bills and other living costs. Income protection quotes are based on how much cover you want per month, along with personal details such as smoker status and age. An income protection policy will always have a deferred period of at least one month. This means that the life assured would have to be sick for at least one month before any benefit payment would be made. We offer a wide range of companies for income protection, which allows our clients to choose the most competitive prices. Please click on the button above to get an online quote or call to speak to one of our qualified protection advisors.